How To Send ANY Student To ANY School Of Their Choice—WITHOUT Having A Negative Impact On Your Retirement

New free money strategies for high-income families—our proven, step-by-step blueprint funds your child’s education without ever touching your retirement savings. Protect your future and secure your child’s college dreams without sacrificing yours.

STEP 1

🔍 Choose From Our Do-It-Yourself and Group Coaching Program Or One-On-One Coaching Programs

STEP 2

📘 Build a Custom College Funding Plan To Pay For College Without Sacrificing Your Retirement

STEP 3

🧑🏼‍🎓 Get The Support And Resources Needed To Provide Your Student With A Rewarding Career At The Lowest Price Possible

COLLEGE FUNDING SECRETS

PROGRAM OVERVIEW

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Bachelor’s $997

Master’s $2,997

PhD $4,997

Ideal for…

DIY parents who can join group coaching

Families who want concierge 1-on-1 guidance

High Income families needing advanced tax & real-estate strategies

Key Features

• Lifetime College Cost Secrets software & calculators

• Weekly group coaching from our Education Consultants and College Funding Specialists

• Training library & Private Skool community

Master’s $2,997

Ideal for…

Families who want concierge 1-on-1 guidance

Key Features

• Everything in Bachelor’s
+PLUS

• 5 hrs 1-on-1 with Education Consultants

• 3 hrs 1-on-1 with Certified Student-Loan Planner

• Custom College Funding Plan

PhD $4,997

Ideal for…

High-net-worth families needing advanced tax & real-estate plays

Key Features

• Real Estate And Tax

• 3 hrs Tax Strategy Consulting

• Unlimited Real-Estate Coaching

• Unlimited College Funding Support For Implementing the Real Estate and Tax Savings For College Savings

MEET YOUR PROGRAM EXPERTS

Name: Cori Murphy

Expertise: Educational Consultant

Here’s How I Help:

1. Academic & Personal Fit – Finding the Right College – Identify schools that match the student’s academics, social life, and experience goals.

2. Student Positioning – Maximizing Scholarships & Admissions – Showcase unique strengths to boost acceptances and awards.

3. Financial Positioning – Reducing College Costs – Leverage aid formulas, tax strategies, and cost comparisons to minimize out-of-pocket costs.

4. Planning Ahead – Long-Term Success – Build a roadmap that links courses, careers, and finances to future goals.

Name: Lisa Gosweiler

Expertise: Certified Student Loan Planner

Here’s How I Help:

1. All Things College Loans – Identify which loans to use, finding the lowest interest rates, and choosing the best exit or refinancing strategy.

2. Income-Driven Repayment Plans – Decide if Income-Driven Repayment plans could save you money and reduce your cost of financing college.

3. Public Service Loan Forgiveness – Do you work for a non-profit organization? If so, you could potentially qualify for Public Service Loan Forgiveness and significantly reduce the cost of college through loan forgiveness.

4. College Loan Refinancing – Refinance college loans when it makes the most sense to reduce interest rates or switch from federal loans to private loans.

Name: Julie Schmidgall

Expertise: Real Estate Consultant

Here’s How I Help:

1. Real Estate Consulting – Identify the ideal Real Estate deal to help you cash flow and reduce the cost of college.

2. College Selection – Find the ideal school to maximize the free money for your student.

3. Creative Real Estate Financing – Looking for creative Real Estate investing? Need a small down payment? Bad credit? Debt to Income ratio too high? Hate banks? Julie can help you find creative real estate deals that will still give you the tax savings and college savings.

4. College Funding Plan – Combine the Real Estate, tax savings, college savings, and college selection to build the perfect college funding plan.

Name: Jon Barlow

Expertise: Real Estate Guru and Investor

Here’s How I Help:

1. Analyze and Identify Properties – Help analyze your Real Estate properties to make sure they are the right fit for your investment goals.

2. Real Estate Q&A – Ask any Real Estate questions to someone who has purchased a billion dollars of Real Estate.

Name: Boyd Cook

Expertise: CPA and Tax Strategist

Here’s How I Help:

1. Cost Segregation Studies – Identify the estimated tax savings with a Cost Segregation study.

2. Tax Strategies – Showcase unique tax strategies to reduce taxes and get free money for college.

3. Entity Structures – Use entity structures to maximize tax savings.

4. Bonus Depreciation Q&A – Ask questions and understand material participation and bonus depreciation to qualify for tax savings and college savings.

PROGRAM DEEP DIVES

College Funding Secrets:
Bachelor’s Program — $997

For just $997, you’ll get Lifetime Access to our College Cost Secrets Software, Calculators, and Training Courses—PLUS Weekly Group Coaching.

Join our weekly coaching calls with Education Consultants, and College Funding Specialists to ask any question related to college funding and get immediate answers:

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EXPERT

FOCUS

Lance Morgan (“Ask Me Anything”)

General Q&A across all college-funding strategies

Education Consultants

FAFSA/CSS, financial-aid forms, award appeals, school selection, and SAI-reduction strategies

College Funding Specialists

Retirement Scholarship Strategy—save & pay for college without impacting retirement

College Cost Secrets Software — Pay once, get lifetime access to our proprietary search tools and calculators to find free money and build your college-funding plan.

Training Resources — Detailed trainings on every area of college planning and funding. Learn how to send your student to any school of their choice without sacrificing your retirement.

Private Skool Community — Connect, collaborate, and get ongoing support from other smart, motivated parents and our specialists. Ask questions, receive personalized coaching, and stay on track. Live interactions mean immediate answers, plus a thriving peer network.

MOST AFFORDABLE OPTION:
Perfect for DIY parents who have time to learn and jump on group coaching calls.

College Funding Secrets:
Master’s Level Program — $2,997

For just $2,997, you’ll get everything in the Bachelor’s Program—PLUS One-on-One Coaching with our Educational Consultants and Certified Student-Loan Planners.

Everything PLUS:
Exclusive access to one-on-one consulting sessions:

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Education Consulting For Student Positioning (5 hrs included, then $197/hr as needed—most clients finish within 5 hrs)

1. Academic & Social Fit – Finding the Right College

Build a college list that matches academic strengths, learning style, and social priorities.

Compare schools on majors, career outcomes, campus culture, location, size, net cost, housing, and quality-of-life factors.

Use personality and career assessments; talk with current students and parents on the same journey.

2. Student Positioning – Maximizing Scholarships & Admissions

Segment choices into safety, target, and reach schools; craft a profile that showcases GPA rigor, test strategy, extracurricular depth, and unique talents.

Cultivate recommender relationships and write a memorable, compelling narrative in essays.

Track every deadline; leverage early action/decision; chase school-specific and outside scholarships to boost admission and funding odds.

3. Financial Positioning – Reducing College Costs

Calculate Expected Family Contribution (EFC) or Student Aid Index (SAI).

Submit FAFSA/CSS early, optimize assets & income, use tax-efficient strategies, appeal award letters.

Project full four-year cost, integrate loan considerations & financial-literacy coaching, apply a rigorous “financial-fit” test.

4. Planning Ahead – Long-Term Success

Maintain a living calendar that aligns coursework, testing, and extracurriculars with evolving goals.

Encourage student ownership via job shadows & informational interviews; update plan annually.

Stay organized with application portals; understand borrowing and repayment options for long-term success.

Certified Student-Loan Consultants

Private vs. federal loan analysis, income-driven repayment, strategic borrowing to reduce overall cost.

College Funding Specialists

Build your custom college-funding plan, discuss savings & funding strategies to pay without touching retirement.

College Funding Secrets:
PhD Level Program — $4,997

For just $4,997, you’ll get Real-Estate and Tax Strategy One-on-One Coaching.

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Tax One-on-One Coaching — Our tax expert creates an individualized tax strategy that meets your family’s goals and sets you up to acquire the right property for maximum tax savings.

Real-Estate One-on-One Coaching — This is not another Real Estate course. You will work one-on-one with our Real Estate experts to purchase your next property that fits your college funding plan.

One-on-One College Funding Strategies — Hop on a call any time with our College Funding Specialists to tie everything together. Understand how the tax savings and real estate investing can amplify your college funding plan and maximize the free money for college.

Advanced Strategies — Scale income, master mindset, secure long-term financial stability using Real Estate and Tax strategies.

College Funding Specialists

Who Is Lance Morgan?

“Parents shouldn’t have to choose between funding their child’s dream and protecting their own retirement. I created College Funding Secrets to eliminate that trade-off.”

Best-selling author & Certified Financial Educator™

20+ years guiding affluent families through college-funding minefields

Over $100 million secured in scholarships, tax savings, and retirement-restoration strategies

Presenter for TIGER 21, CFA Society, Barron’s Top Advisors Summit

No-Risk Guarantee

 If you purchase one of our programs and implement the strategies we teach but don't save any money on college, just email us at:

[email protected] for a full refund.

Who Are These Programs For?

For: Parents who are concerned about the high cost of college.

For: Families worried about getting buried in college loan debt.

For: Families who have college savings but would rather get free money for college and use their college savings for retirement.

For: Parents who are worried their kids won't get enough scholarships and they make too much money to qualify for financial aid.

For: Parents who are saving into a 529 plan but wonder if there is a better way to save and pay for college.

For: Parents with a high school or college student and worried that it's too late to reduce the cost of college.

For: Parents who want to send their child to their dream school but don't think they can afford it.

Not For: Parents who don't want to help their kids pay for college.

Peace of Mind—See What Others Say About Working With Us

“I'm Kevin Harrington original shark from shark tank and I recommend these strategies. I wish I knew you when I was going to school.”

“Working with College Funding Secrets just really did give me peace of mind and it was also really nice to know that whatever dollars we were setting aside for college we’re also compounding overtime. So we were actually MAKING money.”

“College Funding Secrets is really just trying to make sure that parents understand that anyone can send their child to college… and the college that they want.”

“The College Funding Secrets plan has given my wife and I peace of mind and security in knowing that we’re going to be able to send both of our kids to college and also be able to retire.”

“I never thought I could keep my college savings and allow it to keep earning interest."

“Having a real plan for college costs gave us peace of mind and freedom we never thought possible.”

“I regret waiting so long to check this out—it's been a total game changer for our family.”

“I was amazed at how simple and beneficial it is—I’m so glad I found this approach.”

“Why did I not know this existed before now?”

READY TO SECURE YOUR CHILD’S FUTURE AND YOUR OWN?

Choose your level, click the button, and get started in minutes—you’ll receive immediate software access and an email to book your coaching calls.

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